Business Visa Credit Card Disclosures and Fees
Our Business Visa Credit Cards offer something for every kind of business with rates as low as 8.9%, no annual fees, and an option that earns rewards.1
Below you will find the current rates for all of our Business Visa Credit Cards
as well as applicable fees and disclosures.
Interest Rates and Interest Charges
| Business Platinum | Business Platinum with Rewards | |
| Annual Percentage Rate (APR) for Purchases when you open your account based on your business's creditworthiness. | 8.9% | 10.9% |
| APR for Balance Transfers | 8.9% | 10.9% |
| APR for Cash Advances | 8.9% | 10.9% |
| Penalty APR | NONE | NONE |
How to avoid paying interest on Purchases: Your due date is 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau: To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
| Business Platinum | Business Platinum with Rewards | |
| Annual Fee | NONE | NONE |
Transaction & Penalty Fees
| Business Platinum | Business Platinum with Rewards | |
| Balance Transfer | NONE | NONE |
|
Cash Advance |
NONE | NONE |
| Foreign Transaction | 1% of the converted transaction amount | 1% of the converted transaction amount |
| Late Payment | $25 | $25 |
| Over-the-Credit Limit | NONE | NONE |
| Returned Payment | $35 | $35 |
| Other Fees | $15 application fee | $15 application fee |
The tables on this page may not be accessible to all users. Please call us at 678.889.4328 or toll-free at 855.889.4328 should you require additional assistance.
1 APR – Annual Percentage Rate. Qualifications is based on an assessment of the business's credit worthiness and our underwriting standards. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Subject to credit approval.
How We Will Calculate Your Balance: We use a method called “average daily balance (including new transactions).” The information about the cost of the card described above is accurate as of August 1, 2023. This information may have changed after that date. To find out what may have changed since then or to obtain a copy of the Agreement, call 678.889.4328 or 855.889.4328.