Dollars & Sense

Peach State FCU Blog

Is debt consolidation or saving a better option for you

Debt, Savings, or Both? How to Prioritize Without Losing Sleep

Deciding whether to payoff debt or save first doesn't have to be overwhelming. This blogs outlines practical ways to balance both by accessing your needs and goals to determine which financial ...

nrevous guy calculating home finances

Smart Financial Tools to Consolidate, Reduce, and Pay Off Debt for Good

Blog Highlights Find Clarity: The right solutions can turn confusion into clarity and put you back in financial control. Explore New Strategies: Discover new action plans that simplify payments, ...

couple moving boxes into new home

Balancing Student Loans and Homeownership: 5 Tips for Millennials and Gen Z

Blog Highlights Decide: Determine whether you’re ready to buy a home right now or if you need a little more time before committing. Consider: Understand how student loans play a role in your ...

Shot of a young businesswoman using a digital tablet in her office

When Debt Consolidation Makes Sense: Simplify, Strategize and Gain Back Control

Blog Highlights Combining Multiple Payments and Organizing Your Finances: Streamlining payments and due dates helps ease burdens and reduces stress. Debt Relief Strategies to Avoid: Some debt relief ...

Young couple reviewing their budget

Money Moves that Matter: A Financial Survival Guide for Millennials and Zennials

For many, managing personal finances has always been a challenge, but Millennials and Zennials (Gen Z), face unique difficulties. From rising living costs to student loan debt and the ever-evolving ...

Learn how to get out of debt

Escape the Debt Trap: Easy Strategies for a Healthier Wallet

Some debt is inevitable for everyone, but the key to managing it properly is knowing that all debt is not created equally and that the amount of debt you incur should be a concern if you’re looking ...

Understanding how debt can help or hinder your long term financial goals.

Debt Management: Good, Bad, and Smart Financial Moves

From mortgages and car payments to credit cards and student loans; having some debt is normal. The important thing is that you exercise excellent debt management skills to ensure your financial moves ...

a happy couple holding up their Peach State credit card

What is a Balance Transfer Credit Card and How Can it Help Me?

High-interest credit card debt can weigh the average working family’s monthly budget down. The inability to cancel out credit card balances is only compounded by escalating interest charges. In an ...

Young woman using her Peach State credit card online

How to Transfer a Credit Card Balance to Pay Down Debt in 5 Steps

Household debt continues to increase across the U.S. and some Americans are trying to learn more about how to transfer credit card balances and the possible savings they may experience by switching ...

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