Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

Serious young African American woman looking at text message on phone

Smishing: A Silly Word But Serious Fraud Risk

Have you ever received a text message from a well-known business or family member, but something didn’t seem right? Criminals are always looking for new ways to gain access to people’s personal and ...

Family enjoying fall outdoors

4 Fall Activities You Can Enjoy with Your Family Outdoors

Although school-aged children have a summer break that simplifies family vacations, autumn ushers in moderate weather and an opportunity to enjoy outdoor fall activities. Most families no longer feel ...

Gap-insurance-could-have-covered-this-distraught-mans-totaled-car.

5 Reasons Why You May Need Gap Insurance

When making a major purchase, people typically believe that comprehensive insurance coverage provides complete financial security. Much to their surprise, this may not be the case.

Save Money with Generic Brands

As prices increase, brand loyalty may need to take a back seat when it comes to finding ways to keep costs down and pad your budget. Not only is switching to generic alternatives an easy technique to ...

Woman-in-orange-shirt-researching-payment-protection-insurance-options-on-her-laptop.

7 Questions to Ask Before Signing Up For Payment Protection Insurance

Most people sign up for a wide range of financial protections that make them feel secure. These include auto insurance, homeowners insurance, and AD&D insurance policies, among others. These ...

Fall-is-the-perfect-time-to-consider-these-home-improvement-projects

6 Home Improvement Projects To Get You "Falling" in Love with Your Home.

Studies indicate that almost two-thirds of new and relatively young property owners plan to upgrade their living space, with 60 percent of Gen Xers inclined to make a home improvement. What may be ...

this-couple-is-considering-refinancing-their-auto-loan-but-need-to-know-when-it-should-be-considered.

What is Auto loan Refinancing and When Should You Consider it?

Although local lenders offer auto loan refinancing, only about 12 percent of borrowers take advantage of the option. That’s largely because average car buyers are unaware such programs exist or don’t ...

Woman-wishing-she-had-an-extended-car-warranty-as-she-is-on-the-side-of-her-road-with-her-car-broken-down.

5 Reasons Why an Extended Car Warranty is Worth It

After test driving a new or pre-owned vehicle, buyers decide on the most suitable car, truck, or SUV that meets their needs and fits into their budget. The process of a car loan approval, providing a ...

Couple-refinanced-their-car-loan-and-are-driving-away-happy-looking-at-the-savings.

How Quickly Can I Refinance My Car Loan After Financing at a Dealer?

Sometimes fast-paced car salespeople get potential buyers overly excited and entice them to make a purchase that doesn’t serve their best financial interests. When this happens, more than a few ...

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