Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

HELOC for home improvements successfully got this couple their dream kitchen they are now cooking in.

5 Pros and Cons of Using a HELOC for Home Improvements

It may come as something of a surprise, but a reported 90 percent of homeowners are planning some form of upgrade. Many anticipate making home improvements within the next 24 months, and that often ...

Girl in the classroom holding her notebook smiling.

20 Back to School Tips for Staying Organized This Year

It’s that time again when summer fun comes to an end, and we begin to take the steps needed to get organized for the new school year. From managing class schedules and carpools to attending sports ...

A new unsecured loan helped this dad and son celebrate and laugh together.

The Pros and Cons of Unsecured Loans

There are a variety of different types of loans available to borrowers today. Unfortunately, since the circumstances and individual consumer need varies so greatly – there is not a one size fits all ...

Couple-on-couch-with-laptop-researching mortgage options.

10 Helpful Tips when Refinancing Your Mortgage

If you are thinking about refinancing your mortgage to a lower rate, then you are probably hoping to save money on your monthly payments. You can also go through the refinancing process to tap into ...

Mom considering a personal loan for debt consolidation as she pays her bills with her baby on her lap.

Why Using A Personal Loan For Debt Consolidation May Not Be the Best Choice

American consumer debt reportedly exceeds $14 trillion, and it seems many people accumulate more — not less — as they get older. Recent data points to a troubling trend that often puts hard-working ...

Woman-researching-car-loan-rates-on-her-laptop-at-her-desk.

What You're Missing in Your Search for the Best Car Loan Rates

Here's What Will Really Help You Find the Best Car Loan and Car Loan Rates If you're shopping for a car, chances are you're also shopping for a car loan. The interest rate on your car loan has one of ...

This neighborhood could be the perfect place for you to buy your first home.

Buying Your First Home? How to Pick the Best Neighborhood for You!

Finding your first home is one of life’s adventures. For first time home buyers, it’s also an excellent financial investment. Yet what many forget with their first home purchase is this that your ...

This-blank-check-can-be-easily-direct-deposited-into-a-Peach-State-account.

How to Use Direct Deposit to Help You Save

A direct deposit is a fund that is electronically deposited to your bank account rather than through a paper check. The most common use for a direct deposit is for income tax refunds or paychecks. ...

Man-buying-truck-after-reviewing-msrp.

MSRP Meaning for Cars - Why It's NOT the Final Price

When you head to a car dealership and start looking at the window sticker for cars that catch your eye, you may be confused by the many different prices you see listed. One of those, the MSRP, is an ...

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