Dollars & Sense

Peach State FCU Blog

Peach State Federal Credit Union

Arm vs fixed rate mortgage options can be overwhelming for this dad and child looking to buy a house.

ARM vs Fixed: Pros and Cons of Each Mortgage

With all of the home financing options available, it's important to understand the differences between Adjustable Rate Mortgages (ARMs) and fixed rate Mortgages. Each Mortgage type offers distinct ...

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How to Build Credit with a Credit Card

Securing a credit card and utilizing it each month can be an effective strategy to build a robust credit score. While other borrowing and repayment options are also part and parcel of a diverse ...

Learn all about loud budgeting

Loud Budgeting Explained: Master Your Finances with Peach State FCU

What Is Loud Budgeting? There's a new technique being used today called "Loud Budgeting" that allows you to take a proactive and transparent approach to money management. It encourages people to ...

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Staying Secure: Essential Security Tips for Protecting Your Financial Information

In an increasingly digital world, securing your financial information is more critical than ever. Cybercriminals are constantly devising new ways to trick individuals into revealing sensitive ...

Use these tips to make buying your first RV a breeze

Buying an RV: 8 Expert Tips for First-time Buyers

If the thought of RV life has you dreaming of adventures on the road with friends and family, it might be time to finally say yes and consider buying an RV. But before you do, it’s important to do ...

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Embracing Convenience: Self-Service Banking Options

In today's fast-paced world, finding efficient ways to manage our time is essential and banking is no exception. If finding the time stop by your local branch is becoming a challenge, enter ...

Here are some signs that you are ready for homeownership

Getting a Mortgage: 5 Signs You're Truly Ready to Purchase a Home

While most people dream of owning a home of their own, it's crucial to make sure that you're ‘truly ready’ to become a homeowner before you decide to make the purchase. The best way to find out if ...

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Why Newly Minted College Students Should Prioritize Finances

Congratulations! You've just embarked on an exciting journey into college life. While this chapter brings new experiences and opportunities, it's also a crucial time to establish good financial ...

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Mid-Year Money Check-Ups: Ways to Boost Your Financial Health

Mid-year is an ideal time to conduct a check-up on our financial health. Just like our physical health requires regular assessments, our financial well-being benefits from mindful attention and ...

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