Dollars & Sense

Peach State FCU Blog

A home inspection is important to the mortgage and home buying purchase peach state can help man shaking hands with person and clipboard

20 Key Questions to Ask During Your Home Inspection

The importance of a thorough home inspection cannot be understated. After identifying a suitable house in your mortgage pre-approval range, a certified home inspector helps identify major and minor ...

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FHA Loan Pros, Cons, and Must-Know Tips to Get Approved

Federally-guaranteed mortgage programs are designed to serve those who may not have perfect credit scores or earn high salaries. The Federal Housing Administration (FHA) backs home loans that give ...

Peach State Valentine's Day Gift Ideas Image of Flowers and Hand Holding

9 Valentine's Day Gifts That Won't Hurt Your Budget

Searching for an expensive and extravagant Valentine’s Day gift? You might want to rethink that. A recent survey* revealed that the number one financial deal breaker for couples in Georgia and South ...

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4 Ways to Qualify for a VA Loan: Explore The Benefits

The country can never repay the debt of gratitude we owe the men and women who serve in the military. Soldiers provide us with safety, security, freedom, and prosperity at great personal risk. This ...

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7 Signs It's Time to Breakup with Your Car and Start Car Shopping

When the honeymoon phase of your car is over, it’s only a matter of time before you breakup and start your search for a car that better fits your needs. Rather than wait until you’re left stranded by ...

Identity theft prevention is important Peach State can help woman at computer looking at cyber security screen.

9 Tell-Tale Signs You May Be The Next Identity Theft Victim

With each passing year, millions of people fall victim to identity theft and suffer significant financial losses. Honest, hard-working people often discover – after the fact – their credit cards, ...

Savings is possible like for this woman holding cash with Peach State's 52 Week Money Challenge.

3 Ways to Make the 52 Week Money Challenge Work for You

In January, we typically start thinking about New Year’s resolutions. For some, this might mean making goals to eat healthier, stop smoking, read more books, or lose weight. For others, it’s all ...

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5 Budget Friendly Ways to Borrow Money

Life is full of surprises! Even though most people aim to spend wisely, make savvy investments, and build long-term savings, sometimes unexpected expenses threaten to derail money management ...

Beautiful new home with a mortgage from peach state.

How Much Mortgage Can I Afford? 5 Steps to Ensure You Don't Overspend

You have been saving and planning, and now it is finally time to start shopping for your first home! We are thrilled for you! Before you hit the real estate listings or start interviewing agents, you ...

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