Dollars & Sense

Peach State FCU Blog

Mom considering a personal loan for debt consolidation as she pays her bills with her baby on her lap.

Why Using A Personal Loan For Debt Consolidation May Not Be the Best Choice

American consumer debt reportedly exceeds $14 trillion, and it seems many people accumulate more — not less — as they get older. Recent data points to a troubling trend that often puts hard-working ...

couple-on-laptop-after-consolidating-debt-with-a-personal-loan.

3 Ways Personal Loans Can Improve Your Credit Score

When hard-working community members suffer financial hardships or lack cash-on-hand resources, personal loans can be a good solution. Personal loans, can help resolve the little curves life throws at ...

Mom hugging her daughters after feeling relief from a personal loan

7 Reasons Personal Loans May Be The Best Choice For You

When everyday people are faced with rising expenses that strain their finances, their quality of life can be significantly impacted. Many people suffer an injury, work-related setback, health issue, ...

Frustrated-woman-at-desk-after-receiving-bad-credit-loan-and-is-in-worse-debt.

Bad Credit Loans: How to Avoid a Scam

Nearly everyone has a credit history and a credit score. Whether yours is poor, fair, good, very good, or excellent is based on a myriad of factors — from how much debt you have and your ...

Couple at a laptop deciding if a personal loan vs payday loan is better for their needs.

Personal Loans vs. Payday Loans: What’s the Difference

At some point in their lives, most people will need to borrow money. While some people have a friend or family member who is willing and able to lend the necessary sum, this isn't always the best ...

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