Dollars & Sense

Peach State FCU Blog

Here are some tips for home buying without stress

Home Buying That Doesn’t Stress You Out in 8 Steps

Blog Highlights Learn how to prepare your credit, savings, and debt so you're positioned for stronger mortgage options. Understand the difference between pre-qualification and pre-approval and why it ...

happy friends fist bumping in store

A Simple 6-Day Savings Plan: Small Daily Wins for Big Financial Momentum

Blog Highlights Purpose: A meaningful goal turns saving into a mission – instead of a chore – keeping the momentum going even on days when it feels inconvenient. Effective: Instead of setting aside ...

nrevous guy calculating home finances

Smart Financial Tools to Consolidate, Reduce, and Pay Off Debt for Good

Blog Highlights Find Clarity: The right solutions can turn confusion into clarity and put you back in financial control. Explore New Strategies: Discover new action plans that simplify payments, ...

you can take steps to fix your credit

Before You Pay a Credit Repair Company, Read This

Blog Highlights Awareness: Learn how credit repair companies really work and why their “quick fixes” often lead to high fees, false promises, and risky tactics. Protection: Understand the warning ...

Navigate financial hardships with a partner like Peach State FCU

Budget-Friendly Solutions for Navigating Financial Hardships

Blog Highlights Stability: Learn how to reorganize your finances, prioritize essentials, and quickly free up cash during unexpected financial challenges. Savings: Discover practical ways to cut ...

young happy couple high fiving in front of laptop

The Power of Paycheck and Half Payment Budgeting

Blog Highlights Straightforward: Uncomplicated ways of managing money that’s effective and simple. Beneficial: Unlike conventional monthly budgeting, these methods evenly distributes cash flow and ...

Incoming call on a cellphone

Stay Alert: The Hidden Dangers Behind Verification Requests

Blog Highlights Definition: Understand what a verification code scam is and how emotional manipulation is used to exploit victims. Protection: Master recognizing and identifying signs of a ...

Make sure your first apartment is a fun experience

Unpacking the Costs of Your First Apartment: What TikTok Didn’t Tell You

Blog Highlights Rent: Learn how much of your income should go toward rent and why following the 30% rule helps you stay financially balanced. Expenses: Discover the hidden costs of apartment living – ...

Here is how to make a credit cards your friend

Credit Cards: Friend or Foe to Your Finances?

Blog Highlights Benefits: Learn how to use credit cards as a financial tool to build credit, earn rewards, and enjoy greater flexibility and fraud protection. Risks: Understand how overspending, ...

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