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Dollars and Sense Blog

10 Reasons to Not Borrow from your 401(k)

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This article provides 10 reasons why borrowing from your 401(k) is almost always a bad idea. There are other alternatives to consider before taking from your 401(k). This article also suggests some of the alternatives to borrowing money from your 401(k).

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Guest Blog: Smart Year-End Financial Moves You Can Make Right Now

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You probably have plenty to do at the end of the year, from holiday parties to family visits. Even so, it is a good idea to set aside time for financial planning. The money moves you make at the end of the year can have an impact that lasts well into the new year and beyond.

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Keeping your Holiday Spending in Check

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The holiday season brings festive parties, family get-togethers and giving of gifts. Exchanging gifts is a wonderful thing to do, but it can also put a strain on your budget. Gift-giving is a major cause of overspending during the holiday season.

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Buying a Used or New Car: Things to Consider

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Taking the time to consider all the options of buying a new or used vehicle will help you have a greater understanding of the car buying process and will help ensure you are purchasing an automobile that is best suited to you.

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8 Debt Payoff Strategies

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Having large amounts of debt can be discouraging. That’s why it’s important to develop some strategies to overcome your debt before it is too overwhelming. Follow the eight steps in this article to help eliminate debt as fast as possible.

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5 Tips to Avoid Getting into Debt

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A goal everyone should have for themselves is to stay out of debt. However, staying out of debt has earned a bad reputation for itself as being no fun. The truth of the matter is that there are some practical ways to stay out of debt and to understand how you can enjoy life without damaging your financial situation. Financial planning should be a two-step process.

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