Dollars & Sense

Peach State FCU Blog

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Balancing Student Loans and Homeownership: 5 Tips for Millennials and Gen Z

Blog Highlights Decide: Determine whether you’re ready to buy a home right now or if you need a little more time before committing. Consider: Understand how student loans play a role in your ...

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Beyond Banking: Purpose Over Profit

Blog Highlights Innovation: Credit unions provide the modern tools Millennials and Gen Z expect – but with the added trust and personal service you want. Community Impact: A unique operational ...

Make your retirement stress free with these tips

Retirement Planning: Maximize Your Nest Egg with Smarter Spending Habits

Blog Highlights Budgeting: Learn how to create a realistic retirement budget with a fixed income that keeps your financial goals on track. Saving: Discover practical ways to cut costs, and take ...

Slow shopping can help you with your long term savings and budgeting

Slow Shopping: 7 Surprisingly Easy Ways to Curb Impulse Buys

Blog Highlights Learn: Understand what slow shopping is and receive new tactics that'll curb on-the-whim spending temptations. Budgeting: Discover how sticking to a budget can keep you in control of ...

stressed young woman staring at her credit card

Putting an End to the Minimum Payment Trap: Paying Off Credit Card Debt Faster

Blog Highlights Understanding minimum payments: Learn the ins and outs of minimum payments – how they’re calculated and applied to your balance. Avoiding the debt trap: Understand why minimum ...

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Stay Safe: 6 Tips for Protecting Against Credit Card Fraud

Blog Highlights The latest in credit card fraud: Equip yourself with knowledge of emerging fraud trends to recognize warning signs of credit card fraud. Useful advice for staying protected: Learn ...

manage college costs like a pro

The Hidden College Costs No One Warns You About

Blog Highlights How to Spot Hidden College Costs: Learn about common expenses that often get overlooked, from off-campus housing fees to transportation and daily living costs. Simple Strategies to ...

Personal financial tips for your young savers

5 Personal Finance Mistakes Young Adults Make (and How to Fix Them)

Blog Highlights Budgeting isn’t optional: Track your spending to stay on top of your goals and avoid unnecessary debt. Using credit responsibly builds your score: Misusing it can leave you with ...

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Save Your Way: How to Build a Habit of Saving

Blog Highlights Change of Behavior Creates A New Habit: Understand how shifting thoughts about money from reactive to proactive can positively impact a saving habit. Consistency is Not a Chore: Take ...

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