Dollars & Sense

Peach State FCU Blog

Learn the psychology of spending

The Psychology of Spending and How to Manage It

Blog Highlights: Learn how emotions, thinking patterns, and outside influences affect your spending choices, and explore practical strategies to manage impulsive spending and build (or rebuild) ...

Learn all about loans

Loans for Beginners: How Borrowing Money Actually Works

Blog Highlights: Explore the fundamentals of loans and how they operate, prepare for your first loan, and learn the ins and outs of borrowing responsibly. Read this blog before you apply for a loan ...

Behind shoulder view image of businesswoman with suit outfit working with laptop computer, Analysis of graphs, diagrams, financial data and figures.

How a Sinking Fund Keeps Your Budget Afloat

Expenses have a way of piling up at the worst time, but they don’t have to derail your budget. A sinking fund helps you plan ahead by breaking costs into attainable financial goals. By putting money ...

Hand takes out a dollar bill from his pocket to spend.

Spend with Purpose: The Credit Card, Debit Card, and Cash Payment Playbook

Your wallet is a tiny decision-making arena and three contenders step forward each day: your credit card, debit card, and cash. Neither is the “best” all the time – each option shines in the right ...

Male and female students looking at a car engine on auto mechanic apprenticeship course

Choosing Work Over Continuing Education: Let’s Talk About It

This blog explores successful alternatives to college - including trade schools, certifications, and entering the workforce. It also covers the pros and cons of each path, the importance of financial ...

make your summer full of fun

The Best Financing for Spring Recreational Vehicles

Spring is the perfect time to shake off routine and make the most of your weekends, and the right recreational vehicle can turn an ordinary Saturday into something you actually look forward to all ...

use this guide to get set up as new homeowners

You Got the Keys…Now What? A New Homeowner Survival Guide

Congrats! You’re a new homeowner! Now what? While this is an exciting time, it can also be a bit overwhelming, especially if this is your first home. No worries – with the help of this blog, you’ll ...

Happy woman tourist enjoying view of the old town of Dubrovnik in Croatia

Tan Lines, Not Debt Lines: How to Pay for a Vacation the Smart Way

Blog Highlights A summer vacation might feel like a distant mirage when your bank account says, “maybe next year,” but with the right plan, that getaway can move from wishful thinking to booked and ...

Confused, phone and reading with woman, fake news and clickbait post

The Psychology Behind Scams: Why People Get Tricked

Blog Highlights A suspicious text or phone all doesn’t usually kick down the door – it sweet talks its way in. Modern scams are less about clumsy tricks and more about psychological persuasion – ...

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