Dollars & Sense

Peach State FCU Blog

Personal financial tips for your young savers

5 Personal Finance Mistakes Young Adults Make (and How to Fix Them)

Blog Highlights Budgeting isn’t optional: Track your spending to stay on top of your goals and avoid unnecessary debt. Using credit responsibly builds your score: Misusing it can leave you with ...

Buying a home with a single income is possible

Buying a Home on a Single Income: What You Need to Know

Blog Highlights You can absolutely buy a home on one income. Start by knowing your budget, checking your credit score, and getting pre-qualified. Explore mortgage options designed for single-income ...

Sun, Fun & Savings: Summer Staycation Ideas Without the Hefty Price Tag

Blog Highlights Outdoor Adventures: Escape into the great outdoors and experience all that nature has to offer with a summer adventure that doesn’t require the high expenses of travel. Cultural ...

Happy middle ages woman riding a bike

5 Empowering Habits for Women to Build Financial Independence

Building lasting wealth isn’t just about dollars – it’s about habits, mindset, and confidence. For women navigating various life stages, from launching careers and starting families to planning ...

Here are some new homeowner tips and tricks

Buying Your First Home: Terms, Tips, and Traps

Blog Highlights Master the Mortgage Lingo: Get up to speed on must-know terms – down payment, PMI, escrow, ARMs, closing costs, and more - so nothing slips past you at closing. Budget for the Full ...

find out if in an arm is a good solution for you

Refinancing an Adjustable Rate Mortgage: When it Makes Sense (and When it Doesn't)

Blog Highlights When Refinancing Makes Sense: Discover the key triggers – rising market rates, long-term stay plans, improved credit profiles, and budgeting stability – that indicate it’s a smart ...

Young couple reviewing their budget

Money Moves that Matter: A Financial Survival Guide for Millennials and Zennials

For many, managing personal finances has always been a challenge, but Millennials and Zennials (Gen Z), face unique difficulties. From rising living costs to student loan debt and the ever-evolving ...

credit union employee hading a member a cashiers check

Cashier’s Check or Digital Cash App? Here’s When to Go Old School

It’s easy to overlook traditional financial tools like cashier’s checks, especially when digital cash apps dominate. However, in certain situations a cashier’s check still holds strong value and ...

Here are some unconventional ways to help with your savings efforts

Reimagine Your Savings: 4 Unconventional Ways to Reframe Your Financial Habits

Blog Highlights Discover Cash Stuffing: In this blog, learn how using physical envelopes for budgeting can curb your spending and boost your savings. Explore Spending Challenges: Find out how ...

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