Dollars & Sense

Peach State FCU Blog

Incoming call on a cellphone

Stay Alert: The Hidden Dangers Behind Verification Requests

Blog Highlights Definition: Understand what a verification code scam is and how emotional manipulation is used to exploit victims. Protection: Master recognizing and identifying signs of a ...

Make sure your first apartment is a fun experience

Unpacking the Costs of Your First Apartment: What TikTok Didn’t Tell You

Blog Highlights Rent: Learn how much of your income should go toward rent and why following the 30% rule helps you stay financially balanced. Expenses: Discover the hidden costs of apartment living – ...

Here is how to make a credit cards your friend

Credit Cards: Friend or Foe to Your Finances?

Blog Highlights Benefits: Learn how to use credit cards as a financial tool to build credit, earn rewards, and enjoy greater flexibility and fraud protection. Risks: Understand how overspending, ...

couple moving boxes into new home

Balancing Student Loans and Homeownership: 5 Tips for Millennials and Gen Z

Blog Highlights Decide: Determine whether you’re ready to buy a home right now or if you need a little more time before committing. Consider: Understand how student loans play a role in your ...

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Beyond Banking: Purpose Over Profit

Blog Highlights Innovation: Credit unions provide the modern tools Millennials and Gen Z expect – but with the added trust and personal service you want. Community Impact: A unique operational ...

Make your retirement stress free with these tips

Retirement Planning: Maximize Your Nest Egg with Smarter Spending Habits

Blog Highlights Budgeting: Learn how to create a realistic retirement budget with a fixed income that keeps your financial goals on track. Saving: Discover practical ways to cut costs, and take ...

Slow shopping can help you with your long term savings and budgeting

Slow Shopping: 7 Surprisingly Easy Ways to Curb Impulse Buys

Blog Highlights Learn: Understand what slow shopping is and receive new tactics that'll curb on-the-whim spending temptations. Budgeting: Discover how sticking to a budget can keep you in control of ...

stressed young woman staring at her credit card

Putting an End to the Minimum Payment Trap: Paying Off Credit Card Debt Faster

Blog Highlights Understanding minimum payments: Learn the ins and outs of minimum payments – how they’re calculated and applied to your balance. Avoiding the debt trap: Understand why minimum ...

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Stay Safe: 6 Tips for Protecting Against Credit Card Fraud

Blog Highlights The latest in credit card fraud: Equip yourself with knowledge of emerging fraud trends to recognize warning signs of credit card fraud. Useful advice for staying protected: Learn ...

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