Dollars & Sense

Peach State FCU Blog

Understanding how debt can help or hinder your long term financial goals.

Debt Management: Good, Bad, and Smart Financial Moves

From mortgages and car payments to credit cards and student loans; having some debt is normal. The important thing is that you exercise excellent debt management skills to ensure your financial moves ...

Digital Banking provides online security at your fingertips.

Digital Banking: The Online Security Arsenal at Your Fingertips

Due to the plethora of convenient digital services and online apps, the traditional way we do banking has changed. In fact, according to a recent study by Forbes, the U.S. Consumer Banking Statistics ...

grateful teenager man hug smiling middle-aged mother show love and care

Preparing Young Adults to Save Better Than You Did

Educating young adults about personal finance is a lifelong process. By helping them understand the importance of saving now (in their early years), you can help them establish their short and ...

Gift box wrapped in gold wrapping paper with surrounded by pine cones sitting on fake snow.

5 Steps to Create a Holiday Budget

The holidays are a time of joy, happiness, and celebrations when families and friends gather from near and far to spend time together. The season is certainly a special time of year. Yet all the ...

Happy family with children preparing healthy food together in kitchen

Realistic Ways Your Family Can Save Each Month

In light of the changing face of the economy, many people could benefit from acting on creative ways to save money – especially families. Having a family and raising kids is expensive. Between ...

happy adult caucasian woman and black old pug hugging and loving with tendernes together

5 Tip Fix for a Healthier and Happier Life

Everyday stressors like work, relationships and money can have major impacts on our emotional, behavioral, and physical health. Stress in short bursts that can be a positive however, prolonged stress ...

Use these 7 factors to help in buying your next home.

Home Sweet Home: 7 Factors to Weigh Before Buying a Home

Buying a home is one of the largest investment decisions many people make. But how do you know if buying a home is right for you? There are many factors that weigh in on making a final decision and ...

Use these factors to decide if renting vs buying is better option for you.

Renting vs. Buying: 5 Factors in Making the Right Housing Decision for You

Buying a home is one of the biggest decisions many of us make in our lives. But how do you know if you should continue renting vs. buying a home? There are pros and cons to each of these housing ...

a happy couple holding up their Peach State credit card

What is a Balance Transfer Credit Card and How Can it Help Me?

High-interest credit card debt can weigh the average working family’s monthly budget down. The inability to cancel out credit card balances is only compounded by escalating interest charges. In an ...

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