Dollars & Sense

Peach State FCU Blog

An ARM Mortgage gave this family hugging on their lawn a new home.

4 Scenarios When an Adjustable Rate Mortgage is the Best Option

Choosing the right Mortgage is a critical step in your homeownership journey. Understanding when an Adjustable Rate Mortgage (ARM) might be the best fit may save you money and provide the flexibility ...

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Simple Steps for Maintaining Good Credit

Good credit is the cornerstone for your financial health. It affects everything from getting a loan to getting a job and even renting an apartment. This guide explains the importance of good credit, ...

Stressed young woman has financial problems credit card debt to pay

Practical Money Management Skills for Young Adults: A Guide to Financial Success

Entering adulthood comes with freedom and new responsibilities, especially when it comes to managing your finances. For recent college grads and young professionals, learning how to handle money ...

Couple researching arm loan options on their laptop while sitting on a couch.

Everything You Need to Know About an ARM Loan

There are many home loan options available, and the ARM loan (Adjustable Rate Mortgage) remains a preferred choice. Well known for its low introductory rates and low down payment requirements, an ARM ...

Arm vs fixed rate mortgage options can be overwhelming for this dad and child looking to buy a house.

ARM vs Fixed: Pros and Cons of Each Mortgage

With all of the home financing options available, it's important to understand the differences between Adjustable Rate Mortgages (ARMs) and fixed rate Mortgages. Each Mortgage type offers distinct ...

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How to Build Credit with a Credit Card

Securing a credit card and utilizing it each month can be an effective strategy to build a robust credit score. While other borrowing and repayment options are also part and parcel of a diverse ...

Learn all about loud budgeting

Loud Budgeting Explained: Master Your Finances with Peach State FCU

What Is Loud Budgeting? There's a new technique being used today called "Loud Budgeting" that allows you to take a proactive and transparent approach to money management. It encourages people to ...

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Staying Secure: Essential Security Tips for Protecting Your Financial Information

In an increasingly digital world, securing your financial information is more critical than ever. Cybercriminals are constantly devising new ways to trick individuals into revealing sensitive ...

Use these tips to make buying your first RV a breeze

Buying an RV: 8 Expert Tips for First-time Buyers

If the thought of RV life has you dreaming of adventures on the road with friends and family, it might be time to finally say yes and consider buying an RV. But before you do, it’s important to do ...

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